APON
Bazaar
Inclusive Well-being for Makers
Revolutionary scheme addressing RMG workers' wellbeing through an inclusive business model that combines discounted shopping, rewards, and zero-cash health coverage.
4.2M+
Workers Reached
8-10%
Savings on Goods
Zero-Cost
Health Coverage
1 Year
Life Insurance
The Challenge
Bangladesh's 4.2 million Ready Made Garment workers face systemic challenges:
- ✗Limited access to quality products at fair prices
- ✗Lack of affordable healthcare and insurance
- ✗Time constraints limiting shopping options
- ✗Financial insecurity and minimal safety nets
The Solution
APON Bazaar creates an innovative ecosystem that benefits workers:
- In-factory shops providing 8-10% discounts on essentials
- Points-based rewards system for purchases
- Zero-cash health coverage after 200 points
- 1-year life insurance coverage included
How APON Works
A simple yet powerful model creating lasting impact
In-Factory Shops
APON sets up convenient shops inside RMG factories, making quality products easily accessible to workers during their shifts.
Discounted Products
Partnership with consumer goods companies enables 8-10% discounts on food and disposables compared to outside prices.
Points on Purchase
For every 100 BDT (~$1.25) spent, workers earn 1 APON point that accumulates in their account for future benefits.
Health & Insurance
With 200 points, workers unlock zero-cash health coverage (free medical diagnoses & prescriptions) plus 1-year life insurance.
Impact & Benefits
Transforming lives through comprehensive wellbeing
Increased Real Income
Workers save money on daily necessities with consistent 8-10% discounts
Financial Inclusion
Points-based system introduces workers to structured savings and benefits
Health Security
Access to free medical care breaks down healthcare barriers
Life Protection
Insurance coverage provides peace of mind for workers and families
Convenience
In-factory location saves time and provides quality-assured products
Dignity & Choice
Empowers workers with purchasing power and service access
Recognition & Awards
Global acclaim for innovation and impact
Tommy Hilfiger Fashion Frontier Challenge
Selected for innovative approach to worker wellbeing in apparel supply chain
Entrepreneur of the Year
Spark Accelerator - Won both audience choice and peer review award
Fabric of Change Fellow
C&A Foundation - Accelerating economic empowerment in supply chain
Gigly.io
The next innovation in inclusive digital solutions.
Stay tuned for updates on this exciting new venture that continues Saif's mission of creating scalable, inclusive business models.