About Saif
The person and the platform are the same
"Build a trusted, global builder-investor platform where inclusion becomes a competitive advantage—linking last-mile realities to boardroom priorities."
Saif Rashid is an entrepreneur, investor, and mentor focused on worker-centric finance and workplace distribution. He convenes the Impact & Scale Circle, publishes The Saif Letter, and backs founders who build inclusive, scalable solutions.
His work bridges the gap between frontline realities and boardroom priorities, creating measurable value for both business performance and social impact.

Core Principles
The foundation that guides everything we do
Grounded
Start with frontline truths.
Grounded
Every decision begins with real-world evidence from those closest to the problem.
Bold
Co-build where the stakes are real.
Bold
We engage in high-impact spaces where meaningful change is both possible and necessary.
Measurable
Publish indicators that matter to both P&L and SDGs.
Measurable
Success is quantified through metrics that serve both business performance and social impact.
Human core
Technology augments people and protects dignity.
Human core
Innovation should enhance human capability while preserving fundamental human values.
Integrity
Consent, privacy, and conflict transparency.
Integrity
Trust is built through clear communication, ethical practices, and transparent operations.
Awards & Recognition
Celebrating impact and innovation across global platforms






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Education & Credentials
Building expertise through world-class institutions
Impact Business Strategy
INSEAD, France
Advanced strategic framework for creating measurable business and social impact.
Masters in Technology Innovation Management
Carleton University, Canada
Specialized in innovation management, technology commercialization, and entrepreneurship.
The Art and Science of System Change
Harvard Kennedy School of Government
Schwab Foundation ScholarshipScholarship from Schwab Foundation - immersive systems thinking for social change with 35 global social entrepreneurs.
GSBI Entrepreneur Accelerator Program
Santa Clara University
Full Scholarship10-month rigorous coursework on investment readiness, operational excellence, and scaling impact (1 of 20 globally).
Bachelor of Business Administration
Khulna University, Bangladesh
Top 10% of Class6th in class - Dean's merit list - All 4 merit scholarships - Centre first in Secondary Certificate Exam
Special Skills & Expertise
Deep expertise across multiple domains of social impact and enterprise
Public-Private Partnership
Certified Partnership BrokerExpert in building multi-sectoral partnerships among business associations, corporates, NGOs, and government agencies.
Key Achievements
Start-up & Project Management
Founded 2 Social EnterprisesFull-cycle startup expertise from ideation to investment, with proven 35% annual growth and 20% cost reduction.
Key Achievements
Value Chain & M4P Programs
Certified ExpertImplementing market systems approaches for dairy value chains, rural livelihoods, and food security projects.
Key Achievements
Micro-franchise Development
Global Model InnovatorDesigned micro-franchise models for agriculture inputs and last-mile distribution in Bangladesh and Ethiopia.
Key Achievements
Enterprise Development
Training & Mentoring ExpertSupporting micro-entrepreneurs through critical success factors, 1:1 mentoring, and stakeholder-based growth support.
Key Achievements
Training & Facilitation
VIPP & ZOPP CertifiedProcess-oriented workshops using participatory methods, with modules on M4P, value chain, and entrepreneurship.
Key Achievements
BoP Marketing & Distribution
Published Case StudiesExpert in designing last-mile distribution for health, hygiene, energy, and nutrition products for underserved communities.
Key Achievements
Professional Journey
Two decades of building impact-driven enterprises and partnerships
Founder
APON - Inclusive Well-being for Makers
Revolutionary scheme addressing RMG workers' wellbeing through inclusive business model with in-factory shops offering discounted goods and points-based health coverage.
Key Achievements
- 8-10% discount for 4.2M workers
- Zero-cash health coverage system
- Partnership with multiple consumer goods companies
- Life insurance coverage program
Chief Executive Officer
JITA Bangladesh
Led joint venture social business of CARE and Danone.communities, managing network of 4,500 women sales representatives across Bangladesh.
Key Achievements
- Scaled from 1,800 to 4,500 sales ladies
- Achieved 35% annual growth
- $13M in sales (2015)
- Reached 10M consumers
- Featured in Guardian, Forbes, The Economist
Program Manager - Corporate Engagement
CARE Bangladesh
Developed first business plan for Rural Sales Program, secured $1M investment from Danone.communities, and launched 'Tothyo Tori' (information boat).
Key Achievements
- Secured $1M initial investment
- Expanded from 600 to 1,200 sales ladies
- National ICT Award 2010
- Manthan Award in e-business category
Technical Coordinator - Corporate Engagement
CARE Bangladesh
Project manager for USAID's SHOUHARDO food security project, developing partnerships and market-based interventions for 5,000 beneficiaries.
Key Achievements
- Secured $100K from private sector
- Built 100+ partnerships
- Documented as SHOUHARDO success example
- Employment creation models with private sector
Program Development Officer - Private Sector
CARE Bangladesh
Conducted CSR research and co-founded SAFORB (South Asian Forum for Responsible Business), managed Partnership Brokering Project.
Key Achievements
- Founded SAFORB with 8 organizations
- Certified Partnership Broker (IBLF)
- 14 organizations capacity building
- Strategic CSR focus for CARE
Technical Officer - Marketing
CARE Bangladesh
Developed and implemented innovative rural marketing and sales model creating livelihood opportunities for rural poor women through private sector engagement.
Key Achievements
- Created highly celebrated NGO-Corporate partnership
- Door-to-door marketing strategy
- Business plan development for rural women
- Foundation for future JITA model